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Pactora Terms of Use

Version: 2.0.0
Effective Date: May 27, 2026

1. BINDING RELATIONSHIP AND ACCEPTANCE

1.1 Formal Agreement

These Terms of Use ("Terms") are a legally binding agreement between you and Pactora ("we," "us," or "our") covering your access to and use of the Pactora mobile application (the "App").

1.2 Unconditional Acceptance

By downloading, installing, accessing, or otherwise utilizing the App, you acknowledge that you have read, understood, and agreed to be bound by all of these Terms. If you do not agree with all of these Terms, then you are expressly prohibited from using the App and you must discontinue use immediately.

1.3 Supplemental Disclosures

Supplemental terms and conditions or documents that may be posted in the App from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms at any time and for any reason.

1.4 Modification Notice

We will alert you about any changes by updating the "Last Updated" date of these Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms to stay informed of updates. Your continued use of the App after the date such revised Terms are posted will be deemed to have been made aware of, and to have accepted, the changes in any revised Terms.

2. COMPREHENSIVE DEFINITIONS

To facilitate a precise legal understanding of this Agreement, the following definitions apply:

  1. "App": The executable binary, assets, and code comprising Pactora.
  2. "Content": All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork, and computer code.
  3. "User Data": Any and all information, data, text, software, music, sound, photos, graphics, video, messages, tags, or other materials entered into the App by the User.
  4. "Offline Database": The Isar database system located on the User’s device storage.
  5. "Premium Features": Functionalities of the App made available only upon payment of a fee.
  6. "Lifetime Purchase": A one-time payment for permanent access to specific Software versions or features.
  7. "Subscription": A time-limited grant of access to features, requiring periodic payments.
  8. "IAP": In-App Purchase as defined by the Google Play Store or Apple App Store.
  9. "Intellectual Property": All patents, copyrights, trademarks, trade secrets, and other proprietary rights.
  10. "License": The limited, non-exclusive right to use the Software granted under this Agreement.
  11. "Device": The smartphone, tablet, or other mobile hardware on which the App is installed.
  12. "OS": Operating System (e.g., Android or iOS).
  13. "Sandbox": The secure container provided by the OS for App execution.
  14. "Metadata": Structural data describing the User Data.
  15. "Backup": A portable export of the local database.
  16. "Restore": The process of importing a Backup into the Software.
  17. "Reminder": A locally triggered alert based on user-defined deadlines.
  18. "Alarm": A high-priority system notification requiring specific permissions.
  19. "Currency Mapping": The logic within the Software that converts currency codes to symbols.
  20. "Person Record": A local entity representing a contact or individual.
  21. "Promise Record": A local entity representing a commitment or task.
  22. "Money Record": A local entity representing a financial debt or credit.
  23. "Borrow Record": A local entity representing a physical item transfer.
  24. "Timeline": A feature displaying a chronological history of local changes.
  25. "Stats": Visual representations of data patterns within the local database.
  26. "Archive": A state for records that are no longer active but retained for history.
  27. "Encryption": The process of encoding information to prevent unauthorized access.
  28. "Third-Party SDK": External code libraries integrated into the App.
  29. "AdMob": Google’s mobile advertising platform.
  30. "Merchant of Record": The entity responsible for processing payments (Google or Apple).
  31. "Force Majeure": Events beyond reasonable control that prevent performance of obligations.
  32. "Indemnification": Compensation for harm or loss.
  33. "Liability": Legal responsibility for acts or omissions.
  34. "Disclaimer": A statement that denies responsibility.
  35. "User Representation": A formal statement of fact made by the User.
  36. "Prohibited Conduct": Behavior that violates the rules of this Agreement.
  37. "Reverse Engineering": The process of analyzing Software to extract its source code.
  38. "Decompilation": Converting machine code into source code.
  39. "Derivative Work": A new work based on the Software.
  40. "Open Source": Software with source code that anyone can inspect, modify, and enhance.
  41. "Proprietary": Owned by a private individual or company.
  42. "Data Sovereignty": The concept that data is subject to the laws of the country in which it is located.
  43. "Privacy-First": A design philosophy prioritizing user anonymity.
  44. "End User": The final consumer of the Software.
  45. "License Fee": The amount paid for access to the Software or specific features.
  46. "Grace Period": A time during which a late payment is accepted without penalty.
  47. "Refund": A return of the purchase price to the User.
  48. "Termination": The ending of this legal Agreement.
  49. "Severability": A clause allowing valid parts of a contract to remain if others are void.
  50. "Jurisdiction": The legal power or authority of a court.

3. INTELLECTUAL PROPERTY RIGHTS

3.1 Ownership and Copyright

Unless otherwise indicated, the App is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the App (collectively, the "Software Assets") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us.

3.2 Trademark Protection

The name "Pactora," the logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Pactora or its affiliates or licensors. You must not use such marks without our prior written permission.

4. USER LICENSE AND ACCESS

4.1 Grant of License

Subject to your strict compliance with these Terms, we grant you a personal, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use one copy of the App on a single mobile device that you own or control, solely for your personal, non-commercial use.

4.2 Prohibited Use of License

You shall not:

  1. Decompile, reverse engineer, disassemble, attempt to derive the source code of, or decrypt the App.
  2. Make any modification, adaptation, improvement, enhancement, translation, or derivative work from the App.
  3. Violate any applicable laws, rules, or regulations in connection with your access or use of the App.
  4. Remove, alter, or obscure any proprietary notice (including any notice of copyright or trademark) posted by us or the licensors of the App.
  5. Use the App for any revenue-generating endeavor, commercial enterprise, or other purpose for which it is not designed or intended.

5. USER REPRESENTATIONS AND DATA STEWARDSHIP

5.1 Representation of Eligibility

By using the App, you represent and warrant that:

  • You have the legal capacity and you agree to comply with these Terms.
  • You are not under the age of 13.
  • You will not use the App for any illegal or unauthorized purpose.
  • Your use of the App will not violate any applicable law or regulation.

5.2 Responsibility for User Data

Pactora is an offline application. You are the sole steward of your data.

  • Accuracy: You are responsible for the truthfulness of the commitments and money records you enter.
  • Backups: Because we do not store your data on any server, we cannot recover data for you if your device is lost, stolen, or damaged. Creation of regular backups is your sole responsibility.
  • Confidentiality: You are responsible for maintaining the confidentiality of your device and for restricting access to the App (e.g., by enabling the built-in lock features).

6. PROHIBITED CONDUCT AND ETHICAL USE

You may not access or use the App for any purpose other than that for which we make the App available. The App may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

6.1 System Abuse

You agree not to:

  • Interfere with, disrupt, or create an undue burden on the App or the networks or services connected to the App.
  • Attempt to bypass any measures of the App designed to prevent or restrict access to the App, or any portion of the App.
  • Copy or adapt the App’s software, including but not limited to Flutter, Dart, or Isar code.

6.2 Relational Integrity

While the App facilitates tracking of promises and money, using the App to harass, threaten, or intimidate others is strictly prohibited. Pactora is a tool for integrity, not a weapon for coercion.

7. PAYMENTS, PREMIUM, AND SUBSCRIPTIONS

7.1 Free Tier and Ads

The free version of Pactora may contain advertisements served through Google AdMob. You agree to the presence of these ads as a condition of free access.

7.2 Premium Purchase

If you choose to purchase Pactora Premium:

  • Billing: Payments are handled through the Google Play Store or Apple App Store.
  • Features: Premium removes ads and unlocks unlimited records.
  • Price Changes: We reserve the right to change our pricing at any time.

7.3 Refund Policy

As the Merchant of Record, the respective App Store (Google or Apple) handles all refund requests. We do not have the authority to grant refunds directly.

8. NO WARRANTY AND DISCLAIMER OF LIABILITY

8.1 "As-Is" Provision

THE APP IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE APP AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE APP AND YOUR USE THEREOF.

8.2 Data Loss Disclaimer

WE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES RESULTING FROM THE LOSS OF DATA STORED WITHIN THE APP. DATA LOSS CAN OCCUR DUE TO HARDWARE FAILURE, OS UPDATES, SOFTWARE BUGS, OR ACCIDENTAL DELETION.

8.3 Relational Disclaimer

PACTORA IS NOT A PARTY TO ANY AGREEMENTS, PROMISES, OR FINANCIAL TRANSACTIONS RECORDED BETWEEN USERS WITHIN THE APP. WE ARE NOT A MEDIATOR OR LEGAL AUTHORITY. ANY DISPUTES ARISING FROM RECORDS KEPT IN PACTORA MUST BE RESOLVED INDEPENDENTLY BY THE INVOLVED PARTIES.

9. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our developers, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your User Data; (2) use of the App; (3) breach of these Terms; or (4) your violation of the rights of a third party.

10. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms and your use of the App are governed by and construed in accordance with the laws of the jurisdiction where the Pactora developer is based, without regard to its conflict of law principles.

11. TERM AND TERMINATION

11.1 Duration

These Terms shall remain in full force and effect while you use the App.

11.2 Termination by Us

WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE APP TO ANY PERSON FOR ANY REASON.

12. MISCELLANEOUS

  • Entire Agreement: These Terms constitute the entire agreement between you and us.
  • Severability: If any part of these Terms is found invalid, the rest remain in effect.
  • No Waiver: Failure to enforce a right does not waive that right.

13. CONTACT INFORMATION

Developer: Sourabh Singh
Email: sourabh3527@gmail.com
Website: https://sooubh.github.io/pactora/

End of terms.